With experience in the music industry as a songwriter, keyboardist, and producer, Eric now focuses on helping friends and neighbors buy and sell the homes that make Nashville living so rewarding. Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk. It was the music business that brought Eric to Nashville over 30 years ago, but it's his love for Music City that keeps him here. The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). To view the updated map panels, click here. The average flood rate for Shelby is 638. I found, in my own situation, the additional cost of insurance was minimal and well worth the peace of mind this additional coverage brings. Shelby County, TN flood zone map Shelby, Tennessee, has 483 active flood policies with 307,992 in flood premiums. If you find your home in a flood zone, I would encourage you to consult with your insurance agent to protect this valuable asset. In addition, the NFIP underwritten insurance cannot be canceled upon renewal by the insurer, while private market insurance can be under certain conditions.Īs a homeowner, your home is often your largest single asset and provides a vehicle to pass on generational wealth. There are differences in both the cost and amount of coverage, so it pays to shop both NFIP underwritten insurance and private insurance. Currently, NFIP underwritten insurance has a cap of $250,000 for structure, and $100,000 for contents, which may not be enough coverage in Middle Tennessee where the median home price is over $400,000. Presently, a homeowner can buy flood insurance with an insurer underwritten by NFIP, or obtain a quote from one or more of the 50+ private flood insurers. The Federal government established a national flood insurance program in 1968, underwriting flood insurance through the National Flood Insurance Program (NFIP). The final product will be a Flood Insurance Rate Map accessible via the internet that allows private property owners, local regulatory officials, lenders, insurers, and design professionals a more accurate digital map in each county and municipality of Tennessee. Of Engineers, is continually updating flood maps, based not only on population growth and new construction but also because the methods to analyze potential flooding continue to develop with technological advancements.
While it was rather shocking to get a letter from my lender stating I would need to add flood insurance, I learned several important things about how flood maps and insurance works.įEMA, in conjunction with Tennessee Emergency Management Agency (TEMA), and the Army Corps. THDA Awards $1.Recent changes in flood zone maps by the Federal Emergency Management Agency (FEMA) have resulted in more than 1000 homes in Nashville now being designated as in a flood zone.Īs a homeowner, in 2020, I personally experienced the need to add flood insurance after purchasing a condominium in West Nashville. THDA awards $500,000 grant to Oak Ridge’s ADFACįunds will help construct affordable homes The Tennessee’s Best awards honor outstanding contributors on behalf of affordable housing, whether producing, designing, developing, financing, promoting housing policy or inspiring others to serve Tennesseans’ housing needs. THDA announces 2023 Tennessee’s Best awards recipients THDA grant helps build sober living apartments in Johnson City
JCHA’s Keystone Development builds six units Jefferson County Habitat awarded HOME grant from THDAįunds will help construct five affordable single-family homes in Habitat’s Racine Ridge subdivision in Jefferson City
Lakeway Area Habitat awarded HOME grant from THDAįunds will help construct four single-family affordable homes in Hamblen County Clinch River Habitat awarded HOME grant from THDAįunds will be used to construct six affordable single-family homes located in Harriman, Rockwood and Anderson County
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